Jason and Hayden discuss open banking security, rising reserve requirements for struggling merchants, and the future of contactless payments with guest Sesie Bonsi of Bleu.


Jason and Hayden discuss whether financial institutions will need fintech partnerships, how mobile wallets are moving mainstream, and why Qualpay’s FTC settlement matters for payment processor oversight.


Jason and Hayden discuss card-not-present fraud controls, real-time remittance, earned wage access, and portfolio optimization with Jim Battista of MAPP Advisors.


Jason and Hayden discuss FedNow, real-time payments, First Data’s FTC settlement, and why reliable APIs matter for banks, ISVs, and payment providers.


Jason and Hayden discuss negative option nutraceutical scams, the balance between fraud prevention and customer friction, and how Khipu helps banks manage CBD compliance.


Jason and Hayden discuss the shift to virtual commerce, what ISVs should look for in payments APIs, and why CBD payments create compliance complexity for banks and processors.


Jason and Hayden discuss automated merchant underwriting, the PAAY data exposure, and why digital identity validation is becoming critical for banks and payment providers.


Jason and Hayden discuss Zoom credential stuffing, why ISVs should think carefully before becoming PayFacs, and the class action chaos hitting food delivery platforms.


Jason and Hayden kick off Cents Chat with a look at remote-work readiness, the Finastra security incident, and whether COVID-19 became the catalyst contactless payments had been waiting for.

