REPAY's Visa Platform Connect agreement gives ISOs and ISVs a more direct path into Visa's payment infrastructure. More control can mean faster innovation, but it also forces platforms to understand exactly which parts of the payments stack they own.

Kitty and Jason sit down with Lori Rainery to unpack what really changes when an ISV moves from card-not-present into card-present payments, from EMV certification and encryption keys to PCI scope, terminal logistics, interchange qualification, support, and long-term processor flexibility.



Kitty and Chris sit down with Navneet Rastogi and AB from Illumine to unpack what really changes when an international ISV expands into the U.S., from autopay, ACH, subsidies, refunds, disputes, reporting, and reconciliation to choosing a payments partner that can keep up with the product.


Kitty and Chris sit down with Steve Levinson of LHC Advisors to unpack PCI service-provider scope, why ISVs can have PCI responsibilities without storing card data, and why relying on a compliant payment vendor does not make responsibility disappear.




LHC Advisors helps organizations mature cybersecurity, PCI, risk, and compliance programs through advisory leadership, assessments, QSA-led PCI support, penetration testing, vulnerability management, and pragmatic security guidance.
Kitty and Jason sit down with Allen Kopelman of Nationwide Payment Systems to discuss complex merchant onboarding, flow-of-funds explanations, synthetic identity fraud, underwriting context, and why legitimate businesses can look risky when the operating model is not clearly explained.



Kitty and Steve sit down with Kyle Hatfield from Centsless to unpack why cash rounding, penny shortages, exact-change signs, refunds, split tender, EBT/SNAP, wage risk, and reconciliation are turning the cash drawer into a real payments infrastructure problem for ISVs and POS platforms.



Open USD signals a new phase for stablecoins, merchant settlement, and ISV payment strategy as stablecoin infrastructure moves closer to mainstream platform workflows.

Kitty and Jason sit down with Behailu from Koard to unpack Tap to Pay, mobile card-present acceptance, EMV complexity, processor routing, Apple approval, and why ISVs should stop treating in-person payments like e-commerce when the customer is standing right there.



Kitty and Jason sit down with Jordan Thaeler, founder of POS+, to discuss embedded payments lock-in, merchant choice, ISV monetization, AI-enabled payment workarounds, and why preferred payment partners should not become payments prisons.




POS+ helps businesses keep the software they rely on while connecting to their preferred payments partner, restoring merchant choice without breaking the operational workflow.
Kitty and Chris sit down with Sean Ogden, Co-Founder of GiveTech, to discuss merchant onboarding, beneficial ownership, identity verification, and how a better workflow can reduce friction while strengthening compliance and fraud controls.



Kitty relaunches Cents Chat with Jason, Steve, and Chris to explain the new format, why payments are no longer background plumbing, and how ISVs, PayFacs, marketplaces, and fintech teams should think about real operational pain points.




Jason and Hayden discuss the shift to virtual commerce, what ISVs should look for in payments APIs, and why CBD payments create compliance complexity for banks and processors.


Jason and Hayden discuss Zoom credential stuffing, why ISVs should think carefully before becoming PayFacs, and the class action chaos hitting food delivery platforms.

