Kitty and Jason sit down with Lori Rainery to unpack what really changes when an ISV moves from card-not-present into card-present payments, from EMV certification and encryption keys to PCI scope, terminal logistics, interchange qualification, support, and long-term processor flexibility.

Kitty and Steve sit down with Kyle Hatfield from Centsless to unpack why cash rounding, penny shortages, exact-change signs, refunds, split tender, EBT/SNAP, wage risk, and reconciliation are turning the cash drawer into a real payments infrastructure problem for ISVs and POS platforms.

Jul 8th, 2026

Centsless: Making Cash Rounding Defensible

Centsless helps merchants, POS vendors, and financial institutions navigate cash rounding in the post-penny economy with jurisdiction-aware rules, audit trails, refund handling, and compliance infrastructure.